Commercial Mortgage Credit Analyst 2

  • Competitive
  • Charlotte, NC, États-Unis
  • CDI, Plein-temps
  • Wells Fargo US
  • 20 sept. 17

Commercial Mortgage Credit Analyst 2

Job Description
Customized Portfolio Servicing (a division of CMS) is seeking a Commercial Mortgage Credit Analyst 2 for the team located in Charlotte, NC.

The Customized Portfolio Servicing (CPS) specializes in loan administration and asset management for third party conduit and balance sheet lenders (i.e. mortgage REITs, debt funds and other bridge lenders) for performing loans on transitional or stabilized properties, nonperforming loans, mezzanine and preferred equity investments.

The Commercial Mortgage Analyst 2 will assist/support CPS Asset Managers with managing an assigned portfolio of loans focusing primarily on the following. In general, the loans will be transitional in nature, therefore enhanced asset management, surveillance and reporting will be required.

  • Proactively monitoring and reporting loan performance, identifying problem loans, deriving solutions and providing the highest level of customer service to both internal and external clients
  • Providing timely feedback (both oral and written) to a variety of constituents, including team members, borrowers, lenders, etc. based on routine and ad-hoc requests
  • Spreading, analyzing and reporting of financial statements
  • Lockbox/Cash Management analysis and reconciliation
  • Watchlist Management
  • Loan Status Reporting and
  • Conduct Portfolio Review Meetings with lenders

Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following, and adhering to all applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements .
Required Qualifications
  • 3+ years of commercial mortgage credit analysis experience

Desired Qualifications
  • Excellent verbal, written, and interpersonal communication skills
  • Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
  • Solid problem solving and decision making skills
  • Strong analytical skills with high attention to detail and accuracy
  • Strong technical writing skills

Other Desired Qualifications
  • Bachelor's degree and 2+ years commercial real estate or commercial credit/loan experience
  • Strong attention to detail
  • Highly organized and able to multitask
  • Experience with Strategy, Full Circle, Report Gen, FileNet, CATS
  • Strong organizational and time management skills, ability to multi-task and work in a deadline driven environment
  • Experience in commercial documentation & review.
  • Ability to work effectively in a team environment.
  • Knowledge and interpretation experience with CRE loan documents
    All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

    Relevant military experience is considered for veterans and transitioning service men and women.

    Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.