CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). The company's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at .
Responsibilities The Credit Associate will be responsible for reviewing and analyzing client financial data to determine creditworthiness
Responsibilities will include the review of both commercial and personal owner data in order to make sound credit decisions
In addition the Credit Associate will need to be able to review company bank statements and be able to analyze Tax Returns at a high level to identify known risks
The Credit Associate will be responsible for managing daily queue activity to ensure that service level agreements are met
Daily responsibilities will also include assisting the funding/operations team on back end risk items as well as acting as a general resource for Sales, Funding, and Credit departments
Bachelor's degree in Business, Finance, Economics or other related field is strongly preferred
Minimum of 2 years of work experience as a credit underwriter in the equipment leasing industry or in a credit related role in the finance/banking industry
Experience evaluating consumer and commercial credit bureau reports.
Attributes:
Demonstrated success in college, if applicable
Demonstrates initiative/confidence and is decisive
Ability to make effective, timely and sound recommendations and decisions on credit requests
Ability to analyze data and complete a trend analysis
Ability to work effectively in a self-directed, team-based environment
The ability to develop a good working relationship with sales/marketing personnel and customers
Exceptional analytical and financial analysis skills and the capacity to quickly learn and apply credit assessment policies and procedures
Demonstrates excellent verbal/written skills, interpersonal skills, analytical and problem solving skills
Strong computer skills
Knowledge of credit scoring preferred
