Commercial Bank - Real Estate Banking - Credit Associate Commercial Bank - Real Estate Banking - Credit  …

J.P.Morgan
à Dallas, TX, États-Unis
CDI, Plein-temps
Soyez parmi les premiers à postuler
Competitive
J.P.Morgan
à Dallas, TX, États-Unis
CDI, Plein-temps
Soyez parmi les premiers à postuler
Competitive
Commercial Bank - Real Estate Banking - Credit Associate
The position is for a contributing member of the deal team who will be responsible for the underwriting and management of a portfolio of commercial real estate credits/relationships in a fast-paced, regulated environment. The Credit Associate will also be involved in the loan closing process and construction loan draw approvals. Candidates should have a good baseline knowledge of credit and commercial real estate finance/lending with the expectation of developing these skills further while in this role. Strong analytical and business writing skills are necessary. The role will have some customer contact so candidates should have solid communication skills.
Responsibilities include

  • Performing necessary credit analysis and due diligence on new loan opportunities including assisting in preparing Investment Committee Memorandums
  • Working with Product Specialists to size and structure loans to mitigate risks
  • Performing final underwriting of loans and Risk Rating recommendations
  • Preparing Credit Approval Packages and recommending approvals to Senior Credit Executives
  • Working with loan administration and Product Specialists to facilitate loan closings
  • Working with Portfolio Management to ensure credit worthiness of Borrowers/Guarantors/Sponsors and appropriate risk grades are assigned
  • Ensuring compliance with established underwriting standards and guidelines, credit approval requirements, and other policies and procedures associated with new loan originations
  • Communicating with clients on loan due diligence deliverables

  • 3 years of commercial banking/lending experience
  • Experience in Commercial Real Estate Credit is strongly preferred
  • Strong analytical and business writing skills
  • Good interpersonal skills with internal partners, counsel, clients and senior management.
  • Accounting and finance knowledge, as well as knowledge of real estate fundamentals and concepts
  • Strong with Microsoft Word, Microsoft Excel, and Microsoft PowerPoint
  • Experience in Argus a plus
  • Experience with cash flow modeling and financial statement analysis is preferred
  • Knowledge of JPMC or similar bank policies and procedures preferred
  • Completion of a major corporate banking credit training program (or the equivalent corporate banking/corporate finance experience)
  • BA/BBA required
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