Financial Risk Manager Financial Risk Manager …

Qonto
à Paris, Île-de-France, France
CDI, Plein-temps
Dernière candidature, 04 juil. 20
Depending on the profile
Qonto
à Paris, Île-de-France, France
CDI, Plein-temps
Dernière candidature, 04 juil. 20
Depending on the profile
Qonto
As a Financial Risk Manager, you will contribute to the structure and processes of the risk team and the set-up of the risk management system, within a scale-up context and for the launch of credit activities. In this newly created function, you will be a key member of the growing Risk function and be the right arm of the Head of Risk, Maxime Laot.

Our mission is to create the most amazing banking experience for SMEs through technology, elegant design, and an outstanding sense of customer care. At Qonto, we believe that great services come from great thinkers, that’s why we strive to provide an environment that will allow you to feel comfortable and help you excel in your work (read more about our method).

Alexandre and Steve launched Qonto in July 2017, and the team reached great achievements since then:

  • Market leader for online SME banking in Europe
  • 75,000 SME clients
  • Outstanding customer satisfaction (App Store | Google Play | TrustPilot)
  • Recognized as one of the best startups to work at (Wired | LinkedIn)
  • €136 million raised 
  • International investors with a solid fintech experience
  • And 200+ happy Qontoers helping us building the bank of our dreams (just that!)


Our values:

  • Ambition | We tackle big challenges no matter what
  • Teamwork | We create magic by collaborating at the same speed
  • Mastery | We pursue excellence through continuous learning and by facing challenges humbly every day
  • Integrity | We are transparent and trustworthy with our clients and each other

 

⛳️  Your responsibilities as Financial Risk Manager

  • Secure our new credit activities: You will ensure that we build a state-of-the-art credit scoring engine and you will monitor its performance over time. You will manage the credit portfolio, perform stress tests, suggest risk steering actions and produce all necessary information for risk reporting and accounting (inc. IFRS9). You will participate in the credit decision and provide your opinion on the largest credit files.
  • Strengthen the resilience of our operations: You will ensure that our operational risk management framework tackles the challenges brought up by our rapid scale-up, our constant product innovation and changes in our regulatory status. You will lead risk-reduction projects, framing and steering the work of colleagues across Qonto.   
  • Contribute to efficient asset-liability management: You will forecast our balance sheet evolution and structure over time. You will estimate our regulatory and economic capital consumption. You will use these insights to control our capital planning and asset-liability  steering decisions, to make sure we always remain within the boundaries of our risk appetite.  
  • Implement a risk monitoring and reporting framework: You will identify the data we need to meet our internal and external (i.e. prudential and financial) reporting requirements. You will set up the organization for meeting these requirements in time with the highest level of accuracy. You will set up and follow key risk indicators, and suggest risk-steering actions whenever needed.  

 

🥇 About You

  • Experience: You have 4+ years of experience in a risk management position within a bank or a Fintech supervised by a European regulator (n.b. consulting for a bank and/or Fintech also qualifies).
  • Mastery: You are a master in credit risk modeling (i.e. credit scoring, economic capital allocation) and in data science (i.e. SQL, Python).
  • Banking regulations and accounting knowledge: You have a good knowledge of banking regulations (i.e. CRR, CRDIV, French Arrêté du 3 November 2014, Basel II, III and IV) and of accounting standards (i.e. IFRS9).
  • Team player: You have strong project management, communication, and organizational skills.
  • Languages: You are native or fluent in English, French is a plus.
  • Education: You have a Master’s degree, with a specialization or specific training in banking risk control or global risk management (e.g. FRM).

 

🎁  Perks

You got it: helping you succeed is our #1 priority. We have put together several perks to make your life easier and more will unlock as Qonto grows further 🤗

Team

  • 3,200 sqm fully-renovated building near Opera with WeWork services
  • Monthly team events, and yearly offsite (Barcelona, Sicily… what’s next?)
  • Free coffee, snacks in the kitchen and a budget allocated to managers for small team events
  • The latest in Apple’s equipment

Qonto’s benefits

  • 1 day of remote work per week
  • 5 to 10 days off in addition to the legal 25 days
  • A Qonto Card that you can use as for lunch
  • Access to thousands of gyms and activities for 10-30€ a month, through our partnership with Gymlib
  • Relocation package and visa sponsorship for international talents (we have 25+ nationalities based in Paris!)
  • Special parenthood policy (we are part of the Parental Act program)

 

💪  How we have adapted our hiring process to the current context 

  • Is Qonto still recruiting? What are we planning for the next few months? 

There are so many questions you may be asking yourself. The current public health crisis may have you doubting whether you should even be applying right now. 
We strive to be the bank all businesses love. To continue to reach this goal, we need to hire talent more than ever.
That’s why we guarantee a fully remote recruitment process for all candidates!
We are lucky to have digital tools to help us continue to live and work as best we can despite everything going on.

  • Here is what you can expect from our adapted recruitment process:

- A 60 min video-call with one of our talent acquisition managers to better understand your career plan and answer any of your questions
- A 60 min video-call with your future manager to create a strong alignment on what they will expect from you and tell you more on their way of operating
- A fully remote exercise to evaluate your abilities and give you a taste of what you could work on at Qonto
- Video-calls with future team members to help you envision yourself at the company
- A final video-call with one of our C-level/Founders

Offers usually follow within 48 hours :)

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