Instant Loan Originator & Client Coverage Officer Instant Loan Originator & Client Coverage Officer …

Riverbank SA
à Paris, Île-de-France
CDI, Plein-temps
Dernière candidature, 13 janv. 21
Competitive
Riverbank SA
à Paris, Île-de-France
CDI, Plein-temps
Dernière candidature, 13 janv. 21
Competitive
Diffusée par:
Susanne Schramm • Recruiter
Riverbank SA
Diffusée par:
Susanne Schramm
Recruiter
RiverBank is recruiting an Instant Loan Originator & Client Coverage Officer for its Paris office. Riverbank is a leader in the provision of instant loans to small French SMEs. Its state-of-the-art technology platform enables Riverbank to offer instant online credit to underserved borrowers through a variety of media, including strategic partners, brokers and direct acquisition channels (web app, mobile app).

RiverBank is a specialised lender dedicated to financing Small and Medium Enterprises and Real Estate firms in the Netherlands, Germany and France. RiverBank operates under a full European Banking License allowing it to cover all European countries.

 

RiverBank’s mission is to combine the best of the fintech and banking world. As experienced bankers, we commit the bank's balance sheet to grant loans which we analyse using a fundamental credit approach. As a fintech player, we digitally source, process and monitor the loans. Riverbank is growing fast both organically and through acquisitions.

 

As a young company, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team work. RiverBank will offer an entrepreneurial environment within the regulatory banking framework - a place for people to learn, to achieve and grow. Our culture will promote diversity and individual perspectives in an international environment, represented by more than 10 nationalities.

 

Riverbank is a leader in the provision of instant loans to small French SMEs. Its state-of-the-art technology platform enables Riverbank to offer instant online credit to underserved borrowers through a variety of media, including strategic partners, brokers and direct acquisition channels (web app, mobile app).

 

The successful candidate will be part of an ambitious, performance-driven team of individuals committed to changing the way credit is channelled into the real economy.

 

He/she will report to the regional Head of Instant Loan Origination, and will be responsible for originating and monitoring the performance of a high-quality portfolio of instant loans.

 

The successful candidate will receive a focused training on Riverbank’s products, systems and Instant Loans sales techniques.

 

Primary responsibilities include:

  • Grow Riverbank’s credit application volumes and market share
  • Monitor applicant behaviour through a variety of customer acquisition channels using Riverbank’s proprietary dashboards
  • Assist prospective borrowers in their customer journey to qualification through proactive cold calling
  • Build, grow and maintain a healthy pipeline of commercial opportunities
  • Suggest tactical and corrective actions to enhance customer journey and boost prospect qualification metrics (and implement them once approved)
  • Promote Riverbank’s financial solutions with a focus on instant credit
  • Cultivate professional relationships with qualified borrowers through regular voice calls and training sessions
  • Closely assist Riverbank’s borrowers through the credit lifecycle
  • Monitor credit portfolio performance metrics
  • Contribute to the development of Riverbank’s borrower community by promoting value-added content and encouraging cross-referencing
  • Contribute to Riverbank’s marketing campaigns and understand competitive offerings

Qualifications and experience:

  • Bachelor degree or equivalent
  • 5 years of relevant experience
  • Hands on working experience in the credit (consumer credit, SME credit, etc.) and/or payment sectors
  • Strong commercial acumen and people skills. A taste for challenge and salesmanship
  • A hand-on experience of workout situations is a plus
  • Excellent sales and communication skills
  • Problem solver
  • Performance-oriented, welcomes constructive feedback
  • Ability to work in a team
  • Fluent in English

 

Descriptif de l'entreprise

RiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.

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