• Competitive
  • Hong Kong
  • CDI, Plein-temps
  • Citi
  • 2018-05-20

HK - GCB O&T - Credit Initiation Manager (Team Supervisor)

HK - GCB O&T - Credit Initiation Manager (Team Supervisor)

  • Primary Location: Hong Kong SAR of PRC,Hong Kong,Hong Kong
  • Education: Bachelor's Degree
  • Job Function: Operations Credit Ops
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 18023863


Description

  • Manage and supervise one Application Processing Team and assist Credit Initiation Head to manage Projects and team deliverables 
  • Manage and monitor the end-to-end processing of Unsecured Products, including but not limited to new application, credit line changes, annual renewal, account credit maintenance request to achieve service / productivity standards  and ensure work quality and take appropriate action to optimize risk-reward outcome
  • Monitor and ensure all credit processes are in compliance with credit policies and operating procedures and adherence to both regulatory and Citicorp compliance requirements through effective execution of control program such as self-assessment, day 2 review, quality assurance framework etc.; report to Department Head for any control processing deficiencies issues
  • Review and identify opportunities to eliminate, automate or improve the workflow and process for productivity gain, cost efficiency and service improvement
  • Collaborate with country counterparts, such as Products, Risk Management, Technology, other operation units to drive applications processing and approval, other account maintenance request, post approval processes
  • Provide ongoing feedback and coaching to manage staff performance
  • Perform credit analysis during credit assessment and exercise sound credit judgement in evaluating Asset Products applications and account maintenance requests in compliance with the established guidelines / policies to maintain a balance between risk and reward


Qualifications

  • BS/BA degree or equivalent
  • Minimum 6 years relevant working experience with people management experience for Unsecured Products applications
  • Good accounting and financial analysis skills
  • Strong sense of compliance awareness
  • Proven credit analysis experience gained from a financial institution with in depth knowledge and structured credit
  • Proficient in Microsoft Excel and excellent skills in financial and credit risk analysis
  • Self-initiative and able to work independently and under pressure
  • Willing to work overtime
  • Possess decision making and problem solving techniques
  • Good communication skills.  Good command of both spoken and written English and Chinese
  • Team player with strong interpersonal skills
Hong Kong Hong Kong Hong Kong HK