Senior Retail Credit Manager (Credit Policy) Senior Retail Credit Manager (Credit Policy) …

Bank Of China (Hong Kong) Limited
à Hong Kong, Hong Kong, Hong Kong
CDI, Plein-temps
Dernière candidature, 07 août 20
Competitive
Bank Of China (Hong Kong) Limited
à Hong Kong, Hong Kong, Hong Kong
CDI, Plein-temps
Dernière candidature, 07 août 20
Competitive
Senior Retail Credit Manager (Credit Policy)
Responsibilities
  • Perform quality check to ensure Retail segment loan approval is in compliance with the Bank's credit policies and guidelines.
  • Formulate and review Retail segment loan underwriting standards regularly or on an ad hoc basis.
  • Provide recommendation to senior executive for any potential problems & risks adhere to existing operation work flow and policies.
  • Assist in developing and implementing credit strategies in support of the business.
  • Manage and monitor the loan portfolio to ensure asset quality
  • Assist senior executive or product manager to develop credit related projects, products, program as well as other administration issues.
  • Liaise and communicate with frontline, compliance unit and risk management department to facilitate the credit process workflow related to approval and compliance issues
  • Improve risk management knowledge within department by providing training and consultancy support
Requirements:
  • University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
  • Professional qualification such as ACCA, FRM, CFA will be desirable.
  • At least 3 years' experience in risk management(include KYC requirement, workflow and operation) for consumer loan and SME lending.
  • Sound knowledge of all aspects of credit industry.
  • Good credit sense / credit judgment with strong communication and interpersonal skills
  • Proficiency in both spoken & written English and Chinese including Putonghua.
  • Good knowledge of Microsoft Office

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