Credit Admin Operations - Senior Analyst

  • Competitive
  • Singapour, Singapore
  • CDI, Plein-temps
  • Morgan McKinley Singapore
  • 15 oct. 18

Credit Admin Operations - Senior Analyst

Our client, a private bank, is looking to hire a credit administration / credit operations analyst to join their team.

Job Description

  • Review credit documents and liaise with internal and external parties to ensure proper and efficient delivery of credit administration duties
  • Conduct periodical review on credit administration policy and procedures to streamline workflow
  • Control the recording, deposit and withdrawal of the security documentations properly
  • Generate, review and maintain loan disbursement reports for presentation to credit risk, and provide monthly reports on the same
  • Ensure all lending documentation is complete as per the Bank Policy and Procedures with respect to amount of finance, terms and conditions, borrower's borrowing mandate, authorized signatory etc.
  • Ensure that there is a robust process for the safe custody and control of all security documents
  • Ensure compliance with the internal policy, credit approval terms and conditions regulatory ratio / policies etc.
  • Responsible for collateral valuation, collateral monitoring and collateral reconciliation with original documents
  • Approval from relevant authorities is held for deferral / waiver of incomplete documents
  • Ensuring post disbursement compliance with approved terms and conditions, assignment of rights, review expiry of credits, progress payment insurance, post fact mortgage etc.
  • Review daily system credit monitoring and management reports and ensure corrective action taken in line with credit policy.
  • Monitor all irregularities, past dues, documentation deficiencies, etc.

Knowledge:
  • 3 to 5 years of credit operations related experience, preferably in private banking
  • Strong operational and control experience gained in Private Banking environment preferred
  • Proven track record of working closely with key business users both client-facing and back office
  • Good analytical and problem-solving skills
  • Strong investigation and prioritization skills
  • Good customer service and relationship management

Morgan McKinley Pte Ltd
EA License No: 11C5502
Registration No: R1549612
EAP Name : Dhanushi De Silva