Job Description

Bring your expertise to JPMorganChase. You will be at the center of keeping the firm strong and resilient by identifying emerging risks and solving real-world challenges. You will join a culture that values curiosity, thoughtful challenge, and continuous improvement.

As a Credit Officer, Director and Team Lead at JPMorganChase within Wealth Management Credit Risk, you will lead a team responsible for identifying, measuring, managing, and monitoring credit risk across global businesses. You will approve new and existing extensions of credit within delegated authority and manage a portfolio of credit exposures within established risk appetite, partnering closely with banking and product teams, control partners, and senior risk leadership. This role is based in Geneva, Switzerland, and provides credit risk coverage for clients and transactions in Dubai and Switzerland.

Job responsibilities

• Approve new and existing credit exposures for private banking clients within delegated authority.
• Structure credit facilities and ensure documentation and approvals align with firmwide credit standards and governance.
• Assess key risks and mitigants, balance risk and return, and lead renewals, amendments, and new transactions to support strong credit quality.
• Analyze credit opportunities, perform due diligence, negotiate and review terms, and identify material risks across counterparties and clients.
• Monitor portfolio trends and concentrations, escalate emerging risks, and partner on action plans and remediation where needed.
• Provide independent, well-supported views and communicate recommendations to senior stakeholders.
• Lead, mentor, and develop junior credit officers, fostering an inclusive and high-performance team culture.
• Drive strategic initiatives to enhance processes, controls, and risk management practices.

Required qualifications, capabilities and skills

• Extensive experience in banking or lending with deep expertise in credit analysis, including balance sheet and cash flow analysis.
• Demonstrated experience structuring and approving complex transactions, including securities-based lending, specialty lending, mortgages, and derivatives.
• Proven ability to identify key risks, evaluate mitigants, and make sound credit decisions within a defined risk appetite.
• Strong written and verbal communication skills, with the ability to present clear, well-reasoned recommendations to senior stakeholders.
• Strong attention to detail and disciplined approach to documentation, approvals, and ongoing monitoring.
• Demonstrated people leadership skills, including coaching, mentoring, and building an inclusive team environment.
• Strong organizational, problem-solving, and project management skills, with the ability to manage competing priorities in a fast-paced environment.
• Demonstrated initiative, accountability, and ability to perform well under pressure.
• Undergraduate degree in business, finance, or related field.

Preferred qualifications, capabilities and skills

• Advanced degree in business, finance, or related field.
• Experience leading process improvement, change management, or transformation initiatives.
• Experience partnering across functions to deliver outcomes while maintaining strong risk management standards.

About Us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.